As a general rule, I'm not a fan of the expanded playoff. However, if we're going to be absurd about it, why not be absurd in the most logical manner?
Right now - admittedly early - what are the biggest problems with the CFP?
1. Conference inequality - especially factoring in the forced inclusion of lesser conferences.
2. The potential for late-season losses, potentially including in Conference Championship games, to over-penalize a team.
3. Possibly creating an unintended disadvantage for higher-seeded teams with a significantly longer layoff than their opponent. We'll see whether that trend holds true or reverses course this year.
4. Inequitable seeding creates bad matchups and unnecessary blowout games.
5. An under-utilization of one of the best things about college football: the on-campus experience.
Assuming all five of these CFP problems remain after this season, what would be the most logical and fair way to address all of them? Is it possible that the best answer could be yet another expansion of the playoff, along with MORE automatic qualifiers?
Say it ain't so!!!
Well, before we either say it is or isn't, let's at least consider the possibility...
Right now, there are five automatic bids available to the five highest-ranked conference champions. There are currently 10 FBS football conferences (Including the PAC-2). What if we upped the number of automatic bids to 8 - yes, 8 - while upping the total number of participants to 20?
Here's how it could possibly work, with eight automatic slots and 12 at-large slots...
The CFP committee's final ranking would include their Top 25 along with an additional seeding of every FBS conference champion not ranked in the Top 25. The 8 highest-ranked champions receive automatic bids. The 12 highest-ranked teams that aren't conference champions receive at-large bids. These 20 teams are then seeded, from one to 20, based on their CFP ranking.
One week after Championship weekend, there are four games - each hosted by the higher-seeded team:
- #13 vs #20
- #14 vs #19
- #15 vs #18
- #16 vs #17
One week after that, there are eight games - each hosted by the higher-seeded team:
- #1 vs #16/17
- #2 vs #15/18
- #3 vs #14/19
- #4 vs #13/20
- #5 vs #12
- #6 vs #11
- #7 vs # 10
- #8 vs #9
After this, it's fairly similar to what we have now. One to two weeks later - depending on the calendar - we have the four quarterfinal games on New Year's Eve and New Year's Day, hosted by rotating bowl sites. A week or so after that, the semifinal games will be hosted by other rotating bowl sites. Another week or so later, the National Championship Game will be held at its location for that season.
How does this address the CFP's biggest, current problems?
- Conference Inequality: 8 different conferences are now represented.
- Over-penalization: With 12 at-large spots, the chances of a quality team falling one spot too far to be included are minimized.
- Unequal layoffs: No team has more than a two-week layoff.
- Inequitable seeding: The bottom eight are now effectively playing play-in games, which should be much more competitive than the first round games under the current format. While there are still likely to be a few blowouts in the second round, these will now be on-campus games that are effectively an equitable reward for the highest-ranked teams.
- On-Campus Experience: Under this format, 12 different campuses would host a playoff game each year!
Now, let's take a look at how this format would have worked out this season...
Round One (December 13th, 2025):
- Kennesaw State @ Texas
- Boise State @ Vanderbilt
- Duke @ Utah
- James Madison @ Tulane
Round Two (December 20th, 2025):
- JMU/Tulane @ Indiana
- Duke/Utah @ Ohio State
- BSU/Vandy @ Georgia
- KSU/Texas @ Texas Tech
- BYU @ Oregon
- Notre Dame @ Ole Miss
- Miami @ Texas A&M
- Alabama @ Oklahoma
Round Three (December 31, 2025 & January 1, 2026):
[Assuming known results and chalk for the rest.]
- Alabama vs Indiana @ Rose Bowl
- Miami vs Ohio State @ Cotton Bowl
- Ole Miss vs Georgia @ Sugar Bowl
- Oregon vs Texas Tech @ Orange Bowl
Semifinals (January 8 & 9, 2026):
- Fiesta Bowl
- Peach Bowl
National Championship Game (January 19th, 2025):
- Miami Gardens, FL
Right now - admittedly early - what are the biggest problems with the CFP?
1. Conference inequality - especially factoring in the forced inclusion of lesser conferences.
2. The potential for late-season losses, potentially including in Conference Championship games, to over-penalize a team.
3. Possibly creating an unintended disadvantage for higher-seeded teams with a significantly longer layoff than their opponent. We'll see whether that trend holds true or reverses course this year.
4. Inequitable seeding creates bad matchups and unnecessary blowout games.
5. An under-utilization of one of the best things about college football: the on-campus experience.
Assuming all five of these CFP problems remain after this season, what would be the most logical and fair way to address all of them? Is it possible that the best answer could be yet another expansion of the playoff, along with MORE automatic qualifiers?
Say it ain't so!!!
Well, before we either say it is or isn't, let's at least consider the possibility...
Right now, there are five automatic bids available to the five highest-ranked conference champions. There are currently 10 FBS football conferences (Including the PAC-2). What if we upped the number of automatic bids to 8 - yes, 8 - while upping the total number of participants to 20?
Here's how it could possibly work, with eight automatic slots and 12 at-large slots...
The CFP committee's final ranking would include their Top 25 along with an additional seeding of every FBS conference champion not ranked in the Top 25. The 8 highest-ranked champions receive automatic bids. The 12 highest-ranked teams that aren't conference champions receive at-large bids. These 20 teams are then seeded, from one to 20, based on their CFP ranking.
One week after Championship weekend, there are four games - each hosted by the higher-seeded team:
- #13 vs #20
- #14 vs #19
- #15 vs #18
- #16 vs #17
One week after that, there are eight games - each hosted by the higher-seeded team:
- #1 vs #16/17
- #2 vs #15/18
- #3 vs #14/19
- #4 vs #13/20
- #5 vs #12
- #6 vs #11
- #7 vs # 10
- #8 vs #9
After this, it's fairly similar to what we have now. One to two weeks later - depending on the calendar - we have the four quarterfinal games on New Year's Eve and New Year's Day, hosted by rotating bowl sites. A week or so after that, the semifinal games will be hosted by other rotating bowl sites. Another week or so later, the National Championship Game will be held at its location for that season.
How does this address the CFP's biggest, current problems?
- Conference Inequality: 8 different conferences are now represented.
- Over-penalization: With 12 at-large spots, the chances of a quality team falling one spot too far to be included are minimized.
- Unequal layoffs: No team has more than a two-week layoff.
- Inequitable seeding: The bottom eight are now effectively playing play-in games, which should be much more competitive than the first round games under the current format. While there are still likely to be a few blowouts in the second round, these will now be on-campus games that are effectively an equitable reward for the highest-ranked teams.
- On-Campus Experience: Under this format, 12 different campuses would host a playoff game each year!
Now, let's take a look at how this format would have worked out this season...
Round One (December 13th, 2025):
- Kennesaw State @ Texas
- Boise State @ Vanderbilt
- Duke @ Utah
- James Madison @ Tulane
Round Two (December 20th, 2025):
- JMU/Tulane @ Indiana
- Duke/Utah @ Ohio State
- BSU/Vandy @ Georgia
- KSU/Texas @ Texas Tech
- BYU @ Oregon
- Notre Dame @ Ole Miss
- Miami @ Texas A&M
- Alabama @ Oklahoma
Round Three (December 31, 2025 & January 1, 2026):
[Assuming known results and chalk for the rest.]
- Alabama vs Indiana @ Rose Bowl
- Miami vs Ohio State @ Cotton Bowl
- Ole Miss vs Georgia @ Sugar Bowl
- Oregon vs Texas Tech @ Orange Bowl
Semifinals (January 8 & 9, 2026):
- Fiesta Bowl
- Peach Bowl
National Championship Game (January 19th, 2025):
- Miami Gardens, FL