Not voting for Trump is easy. He’s a cancer. We don’t want cancer. The end.
So, for a member of Team Donkey, not wanting Trump means you must like Biden. Heh. It’s also very easy to eliminate the chance we’d vote for Biden based on his lacking mental ability. It’s been demonstrated for a long time, but the last couple of days have been a spectacular exhibition of futility. You can’t explain his gaffes away – as some are wanting to do – that the dude just stutters. Biden’s claim he has recently met with two long-dead foreign leaders is not stuttering. His conflation of Egypt with Mexico is not stuttering. The tribalists are going to make laughable excuses for everything, of course, and they are contorting their logic like they are playing Twister while having sand in their panties.
But, even if we wanted to ignore the mental decline and excuse it all away and have blind faith that Biden’s team would carry out policy, why would his policies win our votes?
I have issues in general with anyone who looks to the government to solve our problems. I’ve witnessed firsthand for 15 years the stupidity and colossal waste. You have to be clueless to want this. It’s a no sale for me. Specifically, I will point out to one recent Monument of Dumb to demonstrate how I derive at my disgust for Old Joe.
My Mom made her living from rental properties in Alabama. She has dementia, and while moving her closer to me, I also spent a year taking over the management of her properties and dealing with tenants who took advantage of my Mom. They simply stopped paying rent. With a new manager, the deadbeats either left on their own or were eventually forced out through the courts. The units were repaired and new tenants moved in. This took months.
My wife and I also have rental properties in St. Augustine.
Then comes the federal eviction moratorium. The idea was that people who lost their jobs due COVID could not be evicted. And in exchange the government (taxpayer) would pay the landlord the rent. Well, that’s not constitutional, but the Constitution only matters when it’s convenient, right? And the left loves tenants and loathes landlords. So, it was a celebrated bit of policy. I knew this was federal overreach, but whatever as long as I would get paid by someone. My Mom’s properties were long paid off (although it took about $300,000 for all the repairs from the first batch of deadbeats), but my wife and I had mortgages on 9 of the 10 residential rentals we just bought months earlier. (We aggressively pay off mortgages, but we had just bought these properties and had only paid off one so far.)
The eviction moratorium shows the typical gulf between how the plan is sold to the public versus how it is implemented. A tenant is supposed to prove they lost their job due to COVID, and then the government would take over and pay the rent. Not a complicated two-step process. But, the government is retarded.
In practice, it worked like this: Tenant hears about a way to live rent-free. They go file the form with the government. Relief is granted without question. They are golden. Does the tenant have to actually prove they lost their job? No. No checking is ever done. How do I know this? Because nearly all of my Mom’s tenants and several of my tenants did this and got rent relief and none had lost their jobs. The government never checks anything (at least not in real time. Maybe years later). It’s so easy to game a government program. The people gaming the system are idiots, but they are smarter than government policymakers.
But I got the rent, right? No. The two-step process is uncoupled. None of the tenants did the second step of filling out paperwork so that the property owner could get paid. They were not required to do so. And filing out a form takes effort, and it's not for their benefit. So, why bother? Not linking these two events is … retarded. See a theme?
But at least I don’t have to pay the 9 mortgages while all this is going on, right? Incorrect. If you were expecting non-retarded government policy, you would be foolish.
So, this unconstitutional, massively destructive policy lasted about a year until the Supreme Court struck it down. The cost to me and my family was in the many hundreds of thousands of dollars that can never be recouped. Tenants that could pay rent were encouraged not to by this administration. The unintended consequences are obvious to predict even to one of minimal intelligence. But, to the people making public policy, having minimal intelligence is a bar too high. Or maybe they don’t care. They got to check the concern box, and their fan boys applauded.
One policy. One stupid policy. Look at all the damage it caused. And people want government to have more control over our lives? Pathetic!
My wife has her own reasons apart from getting ripped off by Biden’s stupidity on the eviction moratorium. When Lan went back to school to study anesthesiology, she had to take out over $180,000 in student loans. Once she was done with school, we planned out how to pay off this debt. IIRC she had nine different loans of various amounts. We did not consolidate the loans and planned to aggressively attack the debt smallest to largest. Lan took her signing bonus and immediately knocked out a couple of loans. (She did not buy a car or fancy clothes or designer handbags.) She diverted $1000 per paycheck into a bank account dedicated only to her loans. After three years, she had eliminated more than half of her debt.
Then came the pause in student loan payments. For three years. As any intelligent and responsible person would, Lan continued to set aside $1000/paycheck. I’m sure everyone else did this as well, right? They wouldn’t take the three-year windfall and spend that money on crap, right?
A few months ago, after three years, payments finally resumed. Since Lan had continued to set money aside during this time, she could pay everything off. I asked Lan if she wanted to wait until after the election to pay off her loans. Maybe a Biden victory would lead to some of her loans being forgiven. We both laughed at that notion. Lan is too responsible and too successful to get student loan relief. And it is a point of pride for her to pay her own way. (Paying one's own bills is offensive to the Left.) She electronically wrote a check for $83,000. Done! She is now debt free.
So, why does she not care for Biden? Because, on this issue, he (and the Dems) caters to society’s whiners and underachievers. She can’t stand that mentality. Seeing her money given to society’s losers makes her very angry. (She works very hard for her money. As do I. And the federal government taxes us at a marginal rate of 37%. Thieves!) There are now a large portion of people who still refuse to start repaying their loans because there is no penalty for being a slacker. IIRC, no interest will accumulate, and this won’t go on a credit report. So, why be responsible? The government encourages you not to be.
Lan (and her siblings and their friends) is simply not in the target demographic of the Democrat Party. And neither am I.
So, no, we will not vote for Biden. He’s too much of a sack of crap to earn our votes. As is Trump. Both sides.
